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The 1928-S Standing Liberty Quarter is a significant issue within the series, struck at the San Francisco Mint during the final years of production for this classic design. The Standing Liberty Quarter was introduced in 1916, designed by renowned sculptor Hermon A. MacNeil. This series was produced until 1930, making it one of the shorter-lived quarter designs in U.S. coinage history. The 1928-S quarter is highly sought after by collectors, particularly in high grades such as MS65, as it represents a well-preserved specimen from a mint that often struggled with strike quality.
The Standing Liberty Quarter was part of an early 20th-century movement to improve the artistic merit of American coinage. MacNeil’s design depicted Lady Liberty standing in a gateway, symbolizing the nation’s commitment to both peace and military preparedness. The first version of the design, minted in 1916 and early 1917, featured a bare-breasted Liberty, but this was quickly modified later in 1917 to include chainmail armor covering her chest. This change, known as the Type 2 design, remained for the rest of the series and is the version seen on the 1928-S quarter.
The obverse of the 1928-S Standing Liberty Quarter showcases the striking image of Lady Liberty standing confidently within an archway. She holds a shield in her left hand, symbolizing defense, while extending an olive branch in her right hand, representing peace. Above her, the word “LIBERTY” is inscribed prominently, emphasizing the ideals of freedom and democracy. The motto “IN GOD WE TRUST” is divided on either side of Liberty’s figure, with the date “1928” positioned at the bottom. The intricate detailing of Liberty’s drapery and armor adds depth to the design, making it one of the most visually compelling quarters in U.S. numismatic history.
The reverse of the 1928-S Standing Liberty Quarter features an eagle in full flight, soaring with its wings spread wide. Above the eagle, the words “UNITED STATES OF AMERICA” arch gracefully, while the denomination “QUARTER DOLLAR” is displayed below. The phrase “E PLURIBUS UNUM” is centered between the eagle’s wings. Three stars beneath the eagle were added as part of the 1917 design modification to create a more balanced composition. The “S” mintmark, indicating production at the San Francisco Mint, is located below the final star on the right side of the reverse.
The 1928-S Standing Liberty Quarter was minted at the San Francisco Mint, which was responsible for producing coinage for the western United States. The mintage for this issue was 2,644,000 coins, making it a relatively lower-mintage issue compared to its Philadelphia counterpart. While not the rarest of the series, the 1928-S quarter becomes significantly scarcer in higher grades due to circulation wear and strike quality issues commonly associated with the San Francisco Mint’s coinage from this era.
One of the challenges with the 1928-S Standing Liberty Quarter is the quality of its strike. San Francisco Mint quarters from the late 1920s often exhibit weak details, particularly on Liberty’s head and the eagle’s feathers. This was due to inconsistencies in the striking pressure and die wear over time. As a result, fully struck examples with sharp details are relatively rare, and collectors actively seek well-preserved specimens with strong visual appeal. This MS65 example, certified by NGC, represents one of the finer known survivors, with excellent luster and strong overall detail.
Coins graded MS65 by NGC fall into the “Gem Uncirculated” category, meaning they exhibit strong luster, sharp details, and only minor imperfections. This 1928-S Standing Liberty Quarter retains its original mint luster, a key indicator of its well-preserved state. The surfaces display a frosty sheen that enhances the design elements, while the fields remain clean and free of significant marks. The combination of bright luster and minimal abrasions makes this MS65 quarter an outstanding representative of the issue.
An important designation for Standing Liberty Quarters is the “Full Head” (FH) designation, awarded to coins that display three distinct characteristics: a complete and well-defined outline of Liberty’s helmet, clear separation of the hairline and helmet, and distinct facial features. Many 1928-S quarters do not receive the FH designation due to weak strikes, but even without it, high-grade examples like this MS65 coin are still highly desirable. Collectors prize sharp strikes, but luster and surface quality are equally important in determining a coin’s overall eye appeal.
The 1928-S Standing Liberty Quarter is an important issue for collectors assembling a complete set of the series. Well-preserved examples in gem condition are relatively scarce, as most of the original mintage saw extensive circulation. Coins like this MS65 specimen, which have survived with minimal wear and exceptional eye appeal, represent some of the finest examples available. Collectors appreciate these coins for their combination of artistic beauty, historical significance, and rarity in higher grades.
The market demand for Standing Liberty Quarters in high grades remains strong due to their historical significance and striking design. Coins graded MS65 by NGC are among the top-tier collectible specimens and often command significant premiums over lower-grade examples. The 1928-S issue, in particular, is highly sought after by numismatists who recognize the difficulty in finding well-struck, high-grade examples. The limited number of surviving coins in MS65 condition ensures that this quarter remains a desirable piece in the numismatic community.
Proper storage and care are essential to preserving the condition of a Standing Liberty Quarter in MS65. Collectors typically keep such coins in protective holders, such as NGC-certified slabs, which provide long-term protection against environmental damage. Avoiding excessive handling and storing the coin in a stable, climate-controlled environment helps maintain its pristine condition and ensures its continued appreciation in value over time.
The history of the Standing Liberty Quarter series adds further significance to the 1928-S issue. The series was discontinued in 1930, making it one of the shorter-lived U.S. coin designs. Despite its relatively brief production span, the Standing Liberty Quarter remains one of the most beloved and visually striking designs in American coinage history. MacNeil’s artistry and the coin’s symbolism of liberty and preparedness continue to captivate collectors and numismatists.
For those assembling a complete set of Standing Liberty Quarters, obtaining a high-grade 1928-S is a rewarding challenge. While circulated examples are more common, gem-quality specimens such as this MS65 coin represent the highest standard of collecting within the series. The combination of its stunning design, historical significance, and strong market demand ensures that this quarter remains a prized possession for numismatists.
The 1928-S Standing Liberty Quarter in MS65 NGC condition is a testament to the craftsmanship and artistry of early 20th-century American coinage. Its well-preserved surfaces, sharp details, and brilliant luster make it an outstanding example of the series. The coin’s historical importance, coupled with its rarity in high grades, ensures that it remains a highly prized collectible for generations to come.
Overall, the 1928-S Standing Liberty Quarter in MS65 represents a blend of history, artistry, and numismatic value. Its enduring appeal among collectors is a testament to the timeless beauty of MacNeil’s design and the importance of preserving America’s numismatic heritage. Whether viewed as an investment, a historical artifact, or a work of art, this coin remains one of the most cherished pieces in U.S. coinage history.