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The Certified 1928-S Standing Liberty Quarter, graded MS64 by NGC, is a beautiful and historically significant coin from the iconic Standing Liberty Quarter series. This series, designed by Hermon A. MacNeil, was first introduced in 1916 and continued until 1930, replacing the Barber Quarter design. The Standing Liberty design is celebrated for its classical beauty, representing American ideals of liberty, peace, and strength during a time of economic growth and global uncertainty following World War I. The 1928-S issue, minted in San Francisco, is particularly desirable among collectors due to its lower mintage and the challenges of finding high-grade examples. In MS64 condition, this coin retains sharp details, a lustrous surface, and minimal signs of wear, making it an attractive and valuable addition to any numismatic collection.
The obverse of the 1928-S Standing Liberty Quarter features the striking figure of Lady Liberty standing between two pillars. Liberty is depicted holding a shield in her left hand, symbolizing defense, and an olive branch in her right hand, symbolizing peace. Her gown flows elegantly, and she wears a coat of mail, which was added to the design in 1917 to cover her previously exposed breast after public outcry. The shield is slightly lowered, indicating a preference for peace but readiness for defense. The word "LIBERTY" is inscribed across the top of the coin, and the motto "IN GOD WE TRUST" is positioned along the bottom near the base of the pillars. The date "1928" appears at the bottom of the coin. In this MS64 example, the obverse displays excellent strike quality, with well-defined features in Liberty’s gown, shield, and facial details. The original mint luster shines across the surface, and only minor contact marks are visible, enhancing the coin’s overall eye appeal.
The reverse of the 1928-S Standing Liberty Quarter features a bold image of a flying eagle, its wings fully extended, symbolizing freedom and the nation's strength. Surrounding the eagle are 13 stars, representing the original 13 colonies. The inscriptions "UNITED STATES OF AMERICA" and "E PLURIBUS UNUM" appear above the eagle, while the denomination "QUARTER DOLLAR" is inscribed below. The eagle's wings, feathers, and the surrounding stars are all sharply defined on this MS64 coin, with minimal wear visible on the high points. The surfaces are clean, with a pleasing luster that adds to the visual appeal of the coin. The "S" mintmark, indicating the San Francisco Mint, is located just below the eagle’s tail feathers, and it is clear and crisp on this well-preserved example. The overall condition of the reverse, combined with the strong strike, makes this coin a standout among coins of this grade.
The 1928-S Standing Liberty Quarter was struck at the San Francisco Mint, which played a crucial role in supplying coinage for the western United States. The San Francisco Mint had been producing coins since 1854, and its coins, particularly earlier 20th-century issues, are often sought after due to their lower mintages and distinctive mintmark. The mintage for the 1928-S Standing Liberty Quarter was 2,644,000, making it one of the scarcer issues in the series. While not the rarest date, the 1928-S issue is challenging to find in high grades, as many examples from this mint circulated heavily. The MS64 grade reflects this coin’s exceptional preservation, as it has survived over nine decades with only minor imperfections and retains much of its original mint brilliance.
The Standing Liberty Quarter underwent several design modifications during its production run. The initial 1916 design featured Liberty with an exposed breast, but after public objections, MacNeil modified the design in 1917 to include chain mail covering her chest. Additionally, earlier strikes of the Standing Liberty Quarter, particularly from the San Francisco Mint, were often plagued by weak strikes in areas such as Liberty’s head and the eagle’s wings. However, this 1928-S example demonstrates a strong strike, particularly for a coin from this mint, where weakly struck coins were more common. Collectors value San Francisco Mint coins for their historical significance and often lower survival rates, especially in higher grades like MS64.
The 1928-S Standing Liberty Quarter is composed of 90% silver and 10% copper, which was the standard alloy for U.S. silver coinage at the time. The coin weighs 6.25 grams and has a diameter of 24.3 millimeters. The high silver content gives the coin intrinsic value, as well as contributing to its bright, reflective surfaces. Over time, many Standing Liberty Quarters were worn down or melted for their silver content, making well-preserved examples like this MS64 piece increasingly rare and valuable. The silver composition also ensures that the coin retains its brilliant luster, especially in high grades, adding to its desirability among collectors of early 20th-century U.S. silver coinage.
The MS64 grade assigned by NGC indicates that this 1928-S Standing Liberty Quarter is in near-gem condition, with only minor contact marks visible under close inspection. Coins in this grade exhibit strong eye appeal, with sharp details, minimal wear, and bright luster. MS64 coins are highly prized by collectors because they offer a high level of preservation without the premium prices associated with MS65 or higher grades. This example’s clean surfaces, strong strike, and lustrous finish make it a particularly attractive piece for collectors of early U.S. coinage. The combination of its historical significance, beauty, and rarity makes this coin a standout example of the series.
The Certified 1928-S Standing Liberty Quarter MS64 NGC is an exceptional coin that represents the artistry and historical significance of early 20th-century American coinage. Its sharp details, minimal wear, and vibrant luster make it a valuable addition to any collection. As part of the Standing Liberty Quarter series, the 1928-S issue is a key piece of U.S. numismatic history, symbolizing the nation’s ideals of liberty, peace, and strength during a transformative period. Whether appreciated for its design, rarity, or investment potential, this MS64 quarter is a must-have for serious collectors of U.S. silver coinage.