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The Denver Mint produced a large number of Franklin Half Dollars in 1962, over 35 million Franklins to be exact. Since there are so many 1962-D Franklins, collectors try to look for something to stand out when it comes to certified Franklins. The Certified Franklin Half Dollar 1962-D MS65 FBL NGC stands out, due to its high grade of MS65 and its FBL status. FBL refers to the line on the Liberty bell, which can be seen on the reverse side of the half dollar. Usually, Franklins are weakly struck, lending to their Bell Line being almost unnoticeable. The Certified Franklin Half Dollar 1962-D MS65 FBL NGC has a very prominent line on its Liberty bell and is considered more numismatic than ones with a weaker line.
It is believed that Benjamin Franklin was against having a human portrait on US coinage. In particular, he wasn't a fan of royalty being depicted on a coin. Despite Benjamin Franklin's reservations of having a portrait on US currency, his portrait still appeared on the US half dollar. Franklin has been quoted saying he would rather a proverb be featured so collectors can have something to ponder while holding the coin. Along with disagreeing with portraits on coins, Franklin also disagreed with the Bald Eagle being the national bird. He claimed among numismatist lore, that the eagle was only viewed as a scavenger. The obverse features the Founding Father, who in his hay day was more than just a politician and a scientist. Franklin's other careers were an inventory, political theorist, author, printer, freemason, postmaster, and civic activist. In a very small design, the eagle is represented on the reverse, as well as the cracked Liberty bell.